Highlands Ranch & Denver Colorado Individual Disability Insurance
![Highlands Ranch & Denver Colorado Individual Disability Insurance](https://alicorsolutions.com/img/usr/common/disability1.jpg)
Individual disability insurance is used to replace lost income if you are disabled or cannot work due to an injury or illness. At Niederman Insurance Agency, we can tailor a Colorado disability insurance policy to fit your individual needs. Many studies say that Americans can have a long-term disability by the age of 65, so this complement to your health insurance is necessary.
An individual disability insurance policy is a good way to cover income losses even with those who have some employer-paid coverage. Typically, disability premiums paid by you are not taxes but employer-paid benefits are. There are 2 types of individual disability insurance policies - long-term and short-term.
Basic ways of disability insurance in Highlands Ranch & Denver Colorado
- Individual disability income policy
- Social Security disability benefits
- Employer paid benefits
Let a Niederman Insurance Agency agent explain the different options you have when considering individual disability insurance in Highlands Ranch, Colorado including the Boulder, Denver, Eastern Plans, Littleton, and Western Slope areas.